Welcome to Kinoni SACCO

Bosco K

Beneficiary of Agriculture Loan

With Kinoni SACCO’s agriculture loan, I financed inputs and reduced costs. The process was smooth and the terms matched my harvest cycle.

Fatima M

Boda Boda Loan Recipient

My motorcycle upgrade was approved quickly. Affordable installments and supportive staff—now my daily income is more stable.

Maria N

Junior Savings Account Holder

Junior Savings helped us set aside school fees with ease. The team guided us well and banking by phone is simple.

John B

Retail Shop Owner – Business Loan

The working capital loan helped me restock fast-moving items before the festive season. Repayment matched my cash flow and my sales have grown every month.

Annet T

Parent – School Fees Loan

Fees were due and Kinoni SACCO stepped in on short notice. The payment plan was manageable and my children never missed a class.

Brian O

Fixed Deposit Saver

I locked my savings for six months and earned better returns than I expected. Clear terms, timely interest—great discipline for my long-term goals.

Grace A

Women’s Group Treasurer – Group Savings

Our group opened accounts and now we save safely with transparency. The SACCO trained us on record-keeping and we qualified for a group loan.

Peter R

Mobile/USSD Banking User

I check my balance and make deposits from my phone using *284*55#. It saves me transport and time—banking fits into my workday.

Kakande J

Emergency Loan Beneficiary

When I had a medical emergency, the SACCO processed my loan the same day. Friendly service and fair rates—I’m grateful for the quick support.

Bosco K

Beneficiary of Agriculture Loan

With Kinoni SACCO’s agriculture loan, I financed inputs and reduced costs. The process was smooth and the terms matched my harvest cycle.

Fatima M

Boda Boda Loan Recipient

My motorcycle upgrade was approved quickly. Affordable installments and supportive staff—now my daily income is more stable.

Maria N

Junior Savings Account Holder

Junior Savings helped us set aside school fees with ease. The team guided us well and banking by phone is simple.

John B

Retail Shop Owner – Business Loan

The working capital loan helped me restock fast-moving items before the festive season. Repayment matched my cash flow and my sales have grown every month.

Annet T

Parent – School Fees Loan

Fees were due and Kinoni SACCO stepped in on short notice. The payment plan was manageable and my children never missed a class.

Brian O

Fixed Deposit Saver

I locked my savings for six months and earned better returns than I expected. Clear terms, timely interest—great discipline for my long-term goals.

Grace A

Women’s Group Treasurer – Group Savings

Our group opened accounts and now we save safely with transparency. The SACCO trained us on record-keeping and we qualified for a group loan.

Peter R

Mobile/USSD Banking User

I check my balance and make deposits from my phone using *284*55#. It saves me transport and time—banking fits into my workday.

Kakande J

Emergency Loan Beneficiary

When I had a medical emergency, the SACCO processed my loan the same day. Friendly service and fair rates—I’m grateful for the quick support.