User-owned. Transparent. Community-driven.

Kinoni Cooperative and Savings Society Limited started in 2000 mainly to serve financially underserved rural artisans and oral people in all the communities in Rwampara County and other neighbouring areas. This followed the Governments desire to address the problem of massive property inflicting on the majority of the country's citizen. This saw the Poverty Eradication Action Plan (PEAP) came into existence which acted as a pillar for massive promotion by the Private Sector Development Programme (PSDP) to increase the ability for the poor to raise their income. The Ankole Private Sector Promotion Centre (APROCEL) run this program in 1997 and carried out massive maintenance mobilization and promotion in the whole of Ankole region (10) individuals of Kinoni trading Centre in Rwampara county came together with an idea to form a village Savings and Credit Institution (VSC). On the 23td of March 2003, the institution was formerly registered under the Cooperative Society's Act 1991 as Kinoni Cooperative Savings and Credit Limited as its legal name. The SACCO is governed by the committee of nine (9) members elected by Annual General Meeting (AGM) and serves Kinoni for a term of two years (2) eligible for re-election for only one other member two(2) year term according to the SACCO by-laws. The nine (9) members committee works through sub-committees which mainly include Loans, Human resources, Disciplinary, Finance, Planning and Development. The committee in its governance role receives advisory and audit support functions from checks for consistence in the overall implementation of Kinoni SACCO activities including reporting guidelines and compliance with regulatory laws such as the Cooperative Societies Act 1991.Regulations 1992 and any other internal politics and procedures developed and adopted by the committee from the time with the approval of the General Assembly. Kinoni SACCO targets to improve and increase the productivity and income of the active poor farmers and micro entrepreneurs through maintaining and sustaining its core of providing microfinance services in form of savings, loans and business training alongside consumer education there by helping its members achieve better life quality. Due to the past downfalls, the SACCO resolved to form a committee of 20-25 promoters to avoid such future occurrences. This body is responsible to safe guard the existence of the SACCO. .
Our Head Office is located in Kinoni, Rwampara District along the Mbarara–Kabale road, with branches in Rugando (Rugando T/C), Rugazi (Rugazi T/C), Mugarutsya (Kashari), Kakindo (Sheema), and Mbarara (Central Market, Room 041).