Loans

Loan Products

Loan Products Overview – Kinoni SACCO

From emergencies to agriculture, business growth to asset purchases, Kinoni SACCO offers loan products tailored to meet your unique financial needs.

Mother at clinic desk receiving timely loan assistance
Quick Support

Emergency Loan

Fast financial relief for urgent needs like medical bills, school fees, or family emergencies—without high-interest pressure.

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Boda boda rider on motorcycle after loan approval
Rider Finance

Boda Boda Loan

Own or upgrade your motorcycle with flexible, rider-friendly installments aligned to daily or weekly earnings.

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Family receiving household equipment purchased via SACCO loan
Invest & Grow

Asset Acquisition Loan

Finance valuable assets—household goods, farm machinery, or land—without draining your savings.

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Shop owner restocking shelves using business loan
SME Support

Business Loan

Affordable capital for stock, equipment, and expansion—with repayment schedules built around your cash flow.

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Farmer in the field supported by agriculture loan
Harvest-Aligned

Agriculture Loan

Finance seeds, fertilizers, livestock, or inputs with repayment aligned to your harvest and sales cycle.

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Need help choosing a loan?

Our team will guide you to the right product for your goals. You can also transact via mobile banking *284*55# anywhere, anytime.

Kinoni Rugando Rugazi Mugarutsya Kakindo Mbarara
MEMBER-OWNED . SINCE 2004

Together for a secure financial future

It provides savings products, offers affordable loans (for farms, businesses, education, etc.), and promotes financial inclusion among its members and communities. Through mobilizing savings, it enables members to access credit under fair terms while supporting local development.

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