Mobile Banking

Mobile Banking with Kinoni SACCO

Access your savings and loans anytime, anywhere. With Kinoni SACCO’s mobile banking service, you can deposit, withdraw, check your balance, and repay loans instantly using your phone. Simply dial *284*55# to get started.

Easy to Use

No long queues. Just dial *284*55# and manage your account in seconds.

Safe & Secure

Every transaction is protected. Trust Kinoni SACCO to keep your money safe.

Instant Service

Deposits, withdrawals, and loan payments reflect immediately—no delays.

Together for a secure financial future

It provides savings products, offers affordable loans (for farms, businesses, education, etc.), and promotes financial inclusion among its members and communities. Through mobilizing savings, it enables members to access credit under fair terms while supporting local development.